What to bring to closing
Don't Leave Home Without It On Closing Day!
We ONLY accept certified funds for real property closings. N.C.G.S. 45A-4 requires the buyer or seller to bring one of the following forms of payment:
(1) A certified check;
(2) A check issued by the State, the United States, a political subdivision of the State, or an agency or instrumentality of the United States, including an agricultural credit association;
(3) A cashier’s check, teller’s check, or official bank check drawn on or issued by a financial institution insured by the Federal Deposit Insurance Corporation or a comparable agency of the federal or state government;
(4) A check drawn on the trust account of an attorney licensed to practice in the State of North Carolina;
(5) A check or checks drawn on the trust or escrow account of a real estate broker licensed under Chapter 93A of the General Statutes;
IMPORTANT! FAILURE TO FOLLOW THESE INSTRUCTIONS WILL DELAY YOUR CLOSING
PLAN AHEAD. YOU SHOULD ENSURE THAT THE ESTIMATED FUNDS ARE DEPOSITED INTO THE ACCOUNT YOU WILL USE TO PURCHASE YOUR CASHIER’S CHECK OR MONEY ORDER SEVERAL DAYS OR EVEN WEEKS PRIOR TO YOUR CLOSING IN ORDER THAT THE FUNDS ARE IMMEDIATELY AVAILABLE FOR WITHDRAWAL (permanent credit). THE EXACT AMOUNT OF FUNDS NECESSARY TO CLOSE MAY NOT BE AVAILABLE UNTIL JUST PRIOR TO YOUR SCHEDULED CLOSING TIME DUE TO DELAYS IN RECEIVING YOUR LOAN PACKAGE AND THE NECESSARY TIME TO COMPLETE YOUR SETTLEMENT STATEMENT. MAKE THE CERTIFIED FUNDS PAYABLE TO “ERIC WEST, TRUST ACCOUNT”
Two Forms Of Identification
TWO FORMS OF ID will be required!. Please bring two unexpired IDs with you to closing. One of these must be a government issued Photo ID.