Closing Day

What to bring
to closing.

Don't leave home without it. A short list — but each item matters.

Item 01 · Certified Funds

We accept certified funds only.

For real property closings, N.C.G.S. § 45A-4 requires the buyer or seller to bring one of the following forms of payment:

  1. A certified check.
  2. A check issued by the State, the United States, a political subdivision of the State, or an agency or instrumentality of the United States — including an agricultural credit association.
  3. A cashier's check, teller's check, or official bank check drawn on or issued by a financial institution insured by the FDIC or a comparable federal or state agency.
  4. A check drawn on the trust account of an attorney licensed to practice in the State of North Carolina.
  5. A check or checks drawn on the trust or escrow account of a real estate broker licensed under Chapter 93A of the General Statutes.

Make certified funds payable to: "Eric West, Trust Account."

Important · Plan Ahead

Failure to follow these instructions will delay your closing.

Ensure that the estimated funds are deposited into the account you'll use to purchase your cashier's check or money order several days — or even weeks — prior to closing, so the funds are immediately available for withdrawal (permanent credit).

The exact amount of funds necessary to close may not be available until just prior to your scheduled closing time, due to delays in receiving your loan package and the time required to complete your settlement statement.

Item 02 · Identification

Two unexpired forms of ID.

Two forms of identification are required for closing. One must be a government-issued photo ID.

Acceptable photo IDs include:

  • U.S. driver's license
  • U.S. passport or passport card
  • State-issued non-driver identification card
  • Military ID
  • Permanent resident card

The second form of ID can be a Social Security card, credit card, employer ID, or similar.

Questions about what to bring? Call us before closing day.

Call (910) 671-0404
Get in Touch

Let's talk about
your needs and how
we can help.

Whether you're under contract, planning a sale, or just thinking through what's next — we're glad to answer your questions. There's no obligation, and the conversation is always confidential.

Contact the Office
Office 500 North Walnut Street
Lumberton, NC 28358
Fax (910) 671-0330